Fair Debt Collections
The Fair Debt Collection Practices Act (FDCPA) is a law the federal government implemented. It enforces certain ethical laws and regulations that a debt collector must abide by when he or she is collecting debts. If the debt collector does not comply with the Act and performs certain prohibited debt collection activities, the courts may hold him or her liable for related damages that arose due to their unethical and illegal debt collection practices.
If you or anyone close to you has been harassed by the use of debt collection practices that violate the guidelines of the Fair Debt Collection Practices Act, you have the right to file a claim in pursuit of reimbursements from the debt collectors. If you wish to make a claim, the lawyers at ChancoSchiffer Law, LLC can help you build your case, starting with a free consultation.
Why Our Firm?
- Our attorney fees are compensation based. We do not require any payment beforehand. This alleviates a large amount of the financial burden from the person making a claim.
- Our attorneys are extremely experienced in all types of fair debt cases and are therefore able to cater to the needs of the client.
- Our firm believes in quality over quantity. We keep our caseloads to a minimum so that we can treat each case like our top priority.
- Our lawyers have a proven record of success when it comes to fair debt collection claims. View our past case results.
- Our attorneys are directly in contact with the claiming party, with no mediator or middle party involved. This helps ensure trust and confidence.
About the Fair Debt Collection Practices Act
The FDCPA gives guidelines for implementing various debt collection practices. It also provides an understanding of how proper debt collection laws are the basis of running any business, allowing collectors to minimize their legal risks by keeping their debt collection practices within limitations given by law. The Fair Debt Collection Practices Act is a list of guidelines that prohibit a debt collector from various unethical and illegal means of debt collection.
The Fair Debt Collection Practices Act prohibits a debt collector from harassing the other party. It also prohibits the use of dishonest means and tricks to extract money from the debtors. It is impermissible to call the debtors after a decent time (such as 5:00 p.m.), and it is also not allowed to slander them in public. A person failing to comply with the guidelines given by the act can be accountable for the damage that results due to the debt collection means.
Why Do You Need a Lawyer?
Fair debt collection cases are complex. If the courts do not hold the debt collector liable, all the expenses of the case as well as the debt end up on the debtor. Therefore, it is necessary and prudent to get the help of a reputable law firm during the course of your claim. A lawyer with the right experience will be able to handle the proceedings better. Furthermore, if the case goes to court, a lawyer is better equipped to handle the situation compared to the average person. Your attorney can protect your best interests at all times.
Contact Us for Assistance
If a debt collector has harassed you and you believe you have grounds for a claim under the provisions of the Fair Debt Collection Practices Act, contact ChancoSchiffer Law, LLC at (340) 201-4667 for a free consultation. We will listen to your story and let you know if we believe you have a case. Our attorneys can give you professional legal advice and help you resolve your case in your favor. You do not have to deal with a negligent or criminal debt collector alone. We can help.
Schedule a free consultation in the Virgin Islands today.
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All three attorneys are graduates from the Trial Lawyers College.
We will never stop working until we get the best possible outcome for our clients.
Our firm takes on a small caseload to ensure that your case receives the attention that it deserves.
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Our firm offers free consultations. It is important to us that we have the opportunity to get to know our clients in order to obtain the best result.
At ChancoSchiffer Law, LLC, our attorneys have over four decades of combined legal experience.